/* Refines the original Moo Moola design; brand typography and palette are retained. */
:root{--muted:#57534d;--black:#212121}
html{scroll-padding-top:106px}
body{font-size:16px;line-height:1.6}
body:before{display:none}
button,a,input{-webkit-tap-highlight-color:transparent}
button,a{touch-action:manipulation}
button{cursor:pointer}
button:disabled{cursor:default}
:focus-visible{outline:3px solid var(--orange);outline-offset:5px}
.skip-link{background:var(--ink)}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.reveal{opacity:1;transform:none}
.header{background:rgba(247,243,235,.96);backdrop-filter:blur(12px)}
.nav{position:relative;min-height:82px}
.brand{flex-shrink:0;font-size:22px;letter-spacing:-.05em;gap:11px}
.wordmark .moo{font-weight:500}.wordmark .moola{font-weight:700}
/* The client's supplied complete logo, unchanged. This window trims empty canvas. */
.brand.approved-logo{position:relative;display:block;width:194px;height:auto;aspect-ratio:1296/520;overflow:hidden;flex-shrink:0}
.brand.approved-logo img{position:absolute;display:block;width:118.519%;height:auto;max-width:none;left:-13.58%;top:-44.615%;object-fit:contain}
.navlinks{gap:24px;font-weight:700}
.navlinks a{opacity:1;color:#57534d;position:relative;padding:12px 0}
.navlinks a:after{content:"";position:absolute;left:0;right:0;bottom:5px;height:2px;background:var(--green-deep);transform:scaleX(0);transform-origin:left;transition:transform .2s}
.navlinks a:hover:after,.navlinks a:focus-visible:after{transform:scaleX(1)}
.navcta{min-height:46px;font-weight:700}
.navcta:before{content:"";height:7px;width:7px;flex-shrink:0;border-radius:50%;background:var(--green)}
.menu-toggle,.mobile-links{display:none}
.hero{padding:28px 0 16px}
.hero-shell{min-height:550px}
.hero-grid{grid-template-columns:1.14fr .86fr;gap:26px;padding:48px 52px}
.hero h1{margin:24px 0 20px;font-size:clamp(48px,4.8vw,69px);font-weight:700;line-height:1.04;letter-spacing:-.066em}
.hero h1 .hi{padding:.02em .09em .07em;margin-left:-.04em;max-width:100%;transform:rotate(-1.2deg)}
.eyebrow{font-size:10px;font-weight:700;letter-spacing:.08em;line-height:1.5}
.hero-lead{max-width:510px;font-size:16px;line-height:1.65;color:#f3f8f3;margin:20px 0 0}
.hero-lead strong{font-weight:600}
.hero-actions{margin-top:24px;gap:10px}
.btn{font-size:12px;font-weight:700;min-height:48px;padding:14px 19px;line-height:1.5}
.btn.white{box-shadow:0 5px 16px rgba(0,0,0,.08)}
.btn.outline{border-color:rgba(255,255,255,.5)}
.btn:hover,.dark-cta:hover{transform:translateY(-2px)}
.btn:active,.dark-cta:active,.navcta:active{transform:translateY(1px)}
.hero-meta{margin-top:16px;gap:6px 12px;max-width:510px}
.meta-pill{color:#e3f0e7;font-size:10px;font-weight:500;padding:0;border:0;border-radius:0}
.meta-pill+.meta-pill:before{content:"·";margin-right:10px;color:var(--lime)}
.hero-visual{min-height:408px}
.logo-card{top:20%;left:3%;right:0;padding:24px}
.logo-card img{height:auto}
.floating-note{font-size:10px;font-weight:700}
.note-a{top:28px;left:-2%}
.note-b{bottom:26px}
.bead1{bottom:18%;left:4%}
.ticker{border-radius:8px;margin-top:16px}
.track{width:100%;justify-content:space-evenly;animation:none}
.track span{position:relative;flex:1;text-align:center;padding:13px 20px;font-size:10px;font-weight:700;letter-spacing:.14em}
.track span:after{position:absolute;right:0;margin:0;transform:translateX(50%)}
.track span:last-child:after{content:none}
.factgrid{gap:12px;margin-top:14px}
.fact{min-height:118px;padding:23px 21px}
.fact strong{font-size:25px;line-height:1.1;font-weight:700}
.fact span{font-size:12px;line-height:1.55;color:var(--ink-soft)}
.section{padding:64px 0}
.section-head{grid-template-columns:1.08fr .92fr;gap:44px;margin-bottom:30px}
.section h2{font-size:clamp(36px,4.25vw,60px);font-weight:700;line-height:1.04;letter-spacing:-.065em}
.section-head p{font-size:15px;line-height:1.65}
.calculator{gap:14px;padding:14px}
.calc{padding:32px}
.calc.left{display:flex;flex-direction:column;justify-content:center}
.calc.right{min-height:360px;align-items:flex-start}
.calc fieldset{border:0;padding:0;margin:0;min-width:0;width:100%}
.label{font-size:11px;font-weight:700;letter-spacing:.1em;color:#c5c1b9}
.amount{display:block;font-size:58px;font-weight:700;line-height:1.15;margin:10px 0 8px}
.range{-webkit-appearance:none;appearance:none;display:block;height:44px;margin:0;cursor:pointer;background:transparent;--progress:20%}
.range::-webkit-slider-runnable-track{height:7px;border-radius:8px;background:linear-gradient(to right,var(--green) 0 var(--progress),#52554e var(--progress) 100%)}
.range::-moz-range-track{height:7px;border-radius:8px;background:#52554e}
.range::-moz-range-progress{height:7px;border-radius:8px;background:var(--green)}
.range::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;margin-top:-10.5px;border:5px solid #fff;border-radius:50%;background:var(--green-deep);box-shadow:0 2px 6px #0004;transition:box-shadow .2s}
.range::-moz-range-thumb{width:18px;height:18px;border:5px solid #fff;border-radius:50%;background:var(--green-deep);box-shadow:0 2px 6px #0004}
.range:hover::-webkit-slider-thumb{box-shadow:0 0 0 5px #00c8532e}
.range:disabled{opacity:.5;cursor:default}
.range-row{font-size:12px;margin-top:0;color:#b9b4ac}
.presets{display:flex;gap:8px;flex-wrap:wrap;margin-top:16px}
.presets button{padding:9px 17px;min-height:44px;border-radius:999px;border:1px solid #65635f;background:transparent;color:#f7f3eb;font-size:12px;font-weight:600;transition:background .18s,border-color .18s,color .18s}
.presets button:hover{border-color:var(--lime)}
.presets button[aria-pressed="true"]{background:var(--lime);border-color:var(--lime);color:var(--ink)}
.rule{margin:24px 0 10px}
.calc p.calc-help{margin:8px 0 0;font-size:13px;max-width:350px;color:#c7c2ba}
.repay{display:block;font-size:64px;line-height:1.15;font-weight:700;margin:12px 0 18px}
.cost-breakdown{display:grid;grid-template-columns:1fr 1fr;gap:16px;width:100%;margin:0;padding:15px 0;border-top:1px solid #21212130;border-bottom:1px solid #21212130}
.cost-breakdown dt{font-size:11px;color:#39412d}
.cost-breakdown dd{margin:4px 0 0;font-weight:600;font-size:17px}
.calc.right p.disclaimer{font-size:11px;line-height:1.6;margin:16px 0 0;color:#39412d}
.dark-cta{display:inline-flex;align-items:center;justify-content:center;min-height:46px;max-width:100%;padding:13px 19px;line-height:1.5;font-weight:700;transition:transform .2s,box-shadow .2s}
.steps{gap:14px}
.step{min-height:255px;padding:28px}
.step h3{margin-top:42px;font-size:30px;line-height:1.05;max-width:310px}
.step p{font-size:14px;line-height:1.65}
.step:nth-child(2) p{color:#213627}
.step:nth-child(3) p{color:#d1cec7}
.stepno{font-size:11px;font-weight:700}
.step:nth-child(1) .stepno{color:#b34800}
.fact:hover,.step:hover,.bp:hover{transform:translateY(-3px)}
.tech{grid-template-columns:1fr 1.05fr;gap:24px}
.tech-copy{padding:30px 24px}
.tech-copy h2{font-size:clamp(36px,3.4vw,49px)}
.tech-copy .eyebrow{font-size:9px;letter-spacing:.04em}
.tech-visual{min-height:392px}
.tech-copy p{font-size:15px;color:var(--ink-soft)}
.tech-top{font-weight:600;font-size:10px}
.tech-visual-bg{background:radial-gradient(circle at 78% 18%,rgba(185,239,84,.95) 0 10%,transparent 10.5%),radial-gradient(circle at 12% 62%,rgba(255,106,0,.88) 0 8%,transparent 8.5%),repeating-linear-gradient(45deg,transparent 0 19px,rgba(255,255,255,.055) 20px 21px)}
.tech-bottom span{color:#e4efe6;font-size:12px}
.bp{min-height:252px;padding:30px}
.bp b{font-size:11px;font-weight:600}
.bp h3{margin-top:34px;font-size:31px;line-height:1.08}
.bp p{font-size:14px;line-height:1.65;color:#e6eee7}
.bp.two p{color:#d1cec7}
.bp.three p,.bp.four p{color:#39352f}
.faq-wrap{grid-template-columns:.9fr 1.1fr;gap:50px}
.faq-intro h2{margin-top:20px}
.faq-intro p{font-size:14px;line-height:1.65;color:var(--ink-soft)}
.faq-item summary{font-size:14px;font-weight:600;min-height:68px;padding:20px 23px;transition:background .2s}
.faq-item summary:after{flex-shrink:0;color:var(--green-deep)}
.faq-item summary:hover{background:#f0f7e7}
.faq-item[open]{border-color:#087f3d60}
.faq-answer{font-size:14px}
.faq-answer a{text-decoration:underline;text-underline-offset:3px;color:#07592d}
.close-section{padding:52px 0 80px}
.close-card{padding:48px 52px;gap:35px}
.close-card:before{top:-260px}
.close-card:after{left:-125px;bottom:-250px}
.close-copy h2{font-size:clamp(42px,5.2vw,72px);line-height:1.02}
.close-copy p{color:#d1cec7;font-size:14px}
.close-note{color:#ddd8cf;font-size:11px;line-height:1.6}
.footer{padding-top:56px}
.footer h2{font-size:clamp(48px,5.5vw,78px);line-height:1.03}
.footer p{font-size:14px;color:#c8c2b8}
.footlinks{gap:0;font-size:13px}
.footlinks a{padding:6px 0;opacity:1;color:#ddd8cf;text-underline-offset:4px}
.footlinks a:hover{text-decoration:underline;color:var(--lime)}
.footbottom{align-items:center;color:#b9b4ac;font-size:12px;margin-top:40px;padding-top:22px;padding-bottom:4px}
.credit{display:flex;align-items:center;gap:10px;font-size:12px}
.credit a{display:flex;align-items:center;min-height:44px}
.credit img{width:110px;height:auto;max-width:none}
.error-page{min-height:56vh;padding:70px 20px 90px;max-width:880px;margin:auto}
.error-page .eyebrow{color:var(--green-dark);border-color:#087f3d40;background:transparent}
.error-page h1{font-size:clamp(40px,6vw,72px);letter-spacing:-.065em;line-height:1.05;margin:24px 0}
.error-page p{max-width:580px;color:var(--ink-soft)}
.error-page .btn{margin-top:12px;background:var(--green-deep);color:#fff}
@media(min-width:981px) and (max-width:1150px){
 .navlinks{gap:17px;font-size:12px}.nav{gap:16px}.navcta{padding:12px 14px;font-size:11px}
 .hero-grid{padding:42px 38px;gap:18px;grid-template-columns:1.12fr .88fr}
 .hero h1{font-size:55px}.hero-visual{min-height:390px}.logo-card{padding:18px}
 .fact strong{font-size:23px}.fact{padding:22px 17px}
}
@media(max-width:980px){
 .navlinks{display:none}.nav{gap:16px;flex-wrap:wrap}.navcta{margin-left:auto}
 .js .menu-toggle{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:1px solid #21212130;border-radius:999px;min-height:46px;padding:10px 15px;background:transparent;color:var(--ink);font-size:12px;font-weight:600}
 .mobile-links{display:flex;flex-basis:100%;flex-direction:column;padding:3px 0 18px;border-top:1px solid var(--line);gap:1px}
 .mobile-links a{font-size:14px;font-weight:500;padding:12px 10px;border-radius:8px;min-height:46px}
 .mobile-links a:hover{background:#e8eedf}
 .js .mobile-links{display:none}.js .mobile-links.is-open{display:flex}
 .hero-grid{grid-template-columns:1fr .8fr;padding:40px 30px;gap:20px}
 .hero-shell{min-height:auto}.hero h1{font-size:clamp(41px,5.7vw,56px)}
 .hero-visual{min-height:370px}.logo-card{padding:17px;top:26%}
 .note-a{font-size:8px;top:54px}.note-b{bottom:38px}
 .hero-shell:before{right:-340px;top:-320px}
 .hero-actions{gap:9px}.hero-meta{max-width:350px}.meta-pill+.meta-pill:before{content:none;margin:0}
 .factgrid{grid-template-columns:repeat(2,1fr)}
 .section-head{grid-template-columns:1fr .8fr;gap:30px}.section h2{font-size:43px}
 .calculator{grid-template-columns:1fr 1fr}.calc{padding:24px}.repay{font-size:54px}
 .steps{grid-template-columns:1fr 1fr 1fr}.step{padding:22px}.step h3{font-size:26px}.step p{font-size:13px}
 .tech{grid-template-columns:1fr 1fr;gap:12px}.tech-copy{padding:24px 16px}.tech-copy h2{font-size:39px}.tech-visual{min-height:398px}
 .blueprint{grid-template-columns:1fr 1fr}.bp{padding:27px;min-height:262px}
 .faq-wrap{grid-template-columns:.85fr 1.15fr;gap:30px}.faq-intro{position:static}
 .close-card{grid-template-columns:1fr auto;padding:42px 38px}.close-actions{align-items:flex-start}.close-note{text-align:left}
 .footer-grid{grid-template-columns:1fr auto}.footlinks{align-items:flex-end}.footbottom{flex-direction:row}
}
@media(max-width:700px){
 .brand.approved-logo{width:178px}
 html{scroll-padding-top:90px}
 .wrap{width:calc(100% - 28px)}.nav{min-height:72px;gap:12px}
 .brand img{width:51px;height:38px}.navcta{display:none}.menu-toggle{margin-left:auto;min-height:44px;padding:9px 13px}
 .hero{padding-top:16px}.hero-shell{border-radius:29px}
 .hero-grid{grid-template-columns:1fr;padding:30px 24px 16px;gap:4px}
 .hero h1{font-size:clamp(37px,9.9vw,60px);line-height:1.04;margin:22px 0 18px;letter-spacing:-.065em}
 .hero-shell:before{width:430px;height:430px;top:auto;bottom:-190px;right:-200px}
 .hero-shell:after{width:240px;height:240px;left:-170px;bottom:70px}
 .hero-lead{font-size:15px;line-height:1.65;max-width:470px;margin-top:18px}
 .hero-actions{margin-top:21px;gap:10px}.btn{padding:13px 17px;font-size:12px}
 .hero-actions .btn.outline{border-color:transparent;background:transparent;padding:13px 3px;text-decoration:underline;text-underline-offset:4px}
 .hero-meta{gap:6px 10px;max-width:440px;margin-top:15px}.meta-pill{font-size:10px}
 .hero-meta .meta-pill:last-child{flex-basis:100%}
 .hero-visual{min-height:295px;margin:10px auto 0;width:100%;max-width:440px}
 .logo-card{top:17%;left:7%;right:6%;padding:18px;border-radius:25px}
 .logo-card img{max-height:208px}.logo-card:before,.logo-card:after{width:40px;height:40px;border-radius:11px}
 .note-a{font-size:8px;top:7px;left:0;letter-spacing:.07em}.note-b{bottom:10px;right:0;font-size:10px}
 .visual-orbit{inset:2% 3%}.bead1{bottom:20%;left:1%}.bead3{bottom:8%}
 .track span{font-size:8px;padding:13px 8px;letter-spacing:.08em}
 .factgrid{gap:10px;margin-top:12px}.fact{min-height:118px;padding:18px 15px;border-radius:18px}.fact strong{font-size:22px}.fact span{font-size:11px;margin-top:9px}
 .section{padding:42px 0}.section-head{grid-template-columns:1fr;gap:18px;margin-bottom:24px}
 .section h2{font-size:clamp(34px,8.6vw,48px);line-height:1.06}.section-head p{font-size:14px;max-width:490px}
 .calculator{grid-template-columns:1fr;padding:10px;gap:10px;border-radius:29px}.calc{padding:26px 22px;border-radius:22px}.calc.right{min-height:0}
 .amount{font-size:53px}.repay{font-size:57px}.presets button{padding:9px 16px}
 .cost-breakdown dd{font-size:17px}.cost-breakdown dt{font-size:11px}
 .calc.right p.disclaimer{font-size:11px}.dark-cta{font-size:12px}
 .steps{grid-template-columns:1fr;gap:12px}.step{min-height:223px;padding:26px}.step h3{margin-top:30px;font-size:30px;max-width:350px}.step p{font-size:14px;max-width:440px}
 .tech{grid-template-columns:1fr;padding:10px;border-radius:29px;gap:14px}.tech-copy{padding:24px 16px 16px}.tech-copy h2{font-size:39px}.tech-copy p{font-size:14px}.tech-visual{min-height:370px;padding:22px;border-radius:22px}.tech-centre{height:257px}
 .tech-top{font-size:9px}.tech-bottom strong{font-size:17px}.tech-bottom span{font-size:11px}.tech-logo{width:220px;height:147px}.tech-logo img{max-height:110px}
 .blueprint{grid-template-columns:1fr;gap:12px}.bp{min-height:235px;padding:27px;border-radius:26px}.bp h3{margin-top:31px;font-size:30px;max-width:400px}.bp p{font-size:14px}
 .faq-wrap{grid-template-columns:1fr;gap:22px}.faq-intro h2{font-size:39px}.faq-intro p{margin-bottom:0}
 .faq-item summary{font-size:14px;padding:20px;gap:12px}.faq-answer{font-size:13px;padding:0 20px 22px}
 .close-section{padding:35px 0 54px}.close-card{grid-template-columns:1fr;padding:38px 27px;gap:25px;border-radius:29px}.close-copy h2{font-size:46px}.close-copy p{font-size:14px}.close-card:before{right:-200px;top:-270px}.close-card:after{left:-190px;bottom:-220px}
 .footer{padding-top:42px;border-radius:29px 29px 0 0}.footer-grid{grid-template-columns:1fr;gap:28px}.footer h2{font-size:50px}.footer p{font-size:13px}.footlinks{align-items:flex-start}.footlinks a{padding:9px 0}.footbottom{flex-direction:column;align-items:flex-start;gap:12px;margin-top:28px;padding-top:20px;font-size:11px}.credit img{width:108px}
 .error-page{padding:45px 24px 60px}
}
@media(max-width:360px){
 .brand.approved-logo{width:166px}
 .wrap{width:calc(100% - 24px)}.brand{gap:7px;font-size:20px}.brand img{width:44px}.menu-toggle{padding:9px 10px;font-size:11px;gap:5px}
 .hero-grid{padding:27px 20px 16px}.eyebrow{font-size:8px;padding:8px 10px}
 .hero h1{font-size:35px}.hero-actions{flex-direction:column;align-items:flex-start;gap:9px}.hero-actions .btn{min-width:178px}
 .hero-visual{min-height:256px}.logo-card{top:18%;padding:14px}.note-b{bottom:9px}.note-a{font-size:7px}
 .fact{padding:17px 12px}.fact strong{font-size:18px}.fact span{font-size:11px}
 .calc{padding:24px 18px}.presets{gap:6px}.presets button{font-size:11px;padding:9px 12px}.repay{font-size:52px}
 .section h2{font-size:34px}.tech-copy h2{font-size:34px}.tech-visual{padding:18px 15px}.tech-top{font-size:8px}
 .close-card{padding:36px 22px}.close-copy h2{font-size:40px}.footer h2{font-size:44px}
}
@media(prefers-reduced-motion:reduce){
 html{scroll-behavior:auto}
 *,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
 .fact:hover,.step:hover,.bp:hover,.btn:hover,.dark-cta:hover,.navcta:hover{transform:none}
}


/* ========== FOOTER: NEWSLETTER SUBSCRIPTION ========== */
.newsletter{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:clamp(32px,5vw,75px);margin-top:43px;padding:38px 0 4px;border-top:1px solid rgba(255,255,255,.16)}
.newsletter-copy h3{margin:0;max-width:570px;color:#fff;font-size:clamp(25px,2.7vw,38px);font-weight:700;line-height:1.18;letter-spacing:-.055em}
.newsletter-copy h3 span{color:var(--lime)}
.footer .newsletter-copy p{max-width:485px;margin:14px 0 0;color:#d3cdc4;font-size:13px;line-height:1.7}
.newsletter-action{min-width:0}
.newsletter-fields{display:flex;min-width:0;gap:9px}
.newsletter-fields input{flex:1;min-width:0;min-height:53px;width:100%;padding:14px 16px;border:1px solid rgba(255,255,255,.23);border-radius:12px;background:#333430;color:#fff;font-size:13px;font-weight:500;outline:none;transition:border-color .2s ease,box-shadow .2s ease,background .2s ease}
.newsletter-fields input::placeholder{color:#c4c3bc;opacity:1}
.newsletter-fields input:hover{border-color:rgba(185,239,84,.58)}
.newsletter-fields input:focus-visible{border-color:var(--lime);outline:2px solid var(--lime);outline-offset:3px;background:#383a35}
.newsletter-fields button{display:inline-flex;gap:10px;align-items:center;justify-content:center;flex:0 0 auto;min-height:53px;padding:13px 18px;border:1px solid var(--green);border-radius:12px;background:var(--green);color:#102317;font-size:12px;font-weight:700;line-height:1.3;transition:transform .2s ease,background .2s ease}
.newsletter-fields button span{font-size:17px;line-height:1}
.newsletter-fields button:hover:not(:disabled){background:var(--lime);border-color:var(--lime);transform:translateY(-1px)}
.newsletter-fields button:active:not(:disabled){transform:translateY(1px)}
.newsletter-fields button:disabled{opacity:.72;cursor:progress}
.footer .newsletter-consent{max-width:none;margin:11px 0 0;font-size:10px;line-height:1.6;color:#bcb6ac}
.footer .newsletter-status{max-width:none;margin:0;font-size:12px;line-height:1.55;color:var(--lime)}
.footer .newsletter-status:not(:empty){margin-top:8px}
.newsletter-form[data-state="error"] .newsletter-status{color:#ffd5be}
.newsletter-form[data-state="success"] .newsletter-status{color:var(--lime)}
.footer .footbottom{margin-top:36px}
@media(max-width:980px){.newsletter{grid-template-columns:1fr;gap:25px;padding-top:31px}.newsletter-copy h3{max-width:660px}.newsletter-copy p{max-width:650px}}
@media(max-width:620px){.newsletter{margin-top:28px;padding-top:27px;gap:22px}.newsletter-copy h3{font-size:clamp(26px,7.2vw,34px)}.newsletter-fields{flex-direction:column;gap:10px}.newsletter-fields input,.newsletter-fields button{min-height:52px;width:100%}.newsletter-fields button{justify-content:space-between;padding-inline:19px}.footer .newsletter-consent{font-size:11px}.footer .footbottom{margin-top:27px}}
@media(prefers-reduced-motion:reduce){.newsletter-fields input,.newsletter-fields button{transition:none}.newsletter-fields button:hover:not(:disabled){transform:none}}